Effective Date: March 10, 2026

1. Agreement and Amendments

1.1 Agreement Acceptance

These Terms of Use (the "Terms") form a legally enforceable contract between you ("you," "your," or "User") and Coin Combo Ltd ("Company," "we," "us," or "our"). The Terms govern your access to and use of our websites, mobile applications, software, content, functionalities, customer support services, and any associated features or services (collectively, the "Services").

When you sign up for an account, set up or save any application onto your device, or access and utilize the Services in other ways, you confirm that you have read through, comprehended, and consented to abide by these Terms. Your access to and utilization of our App Services will also comply with our Privacy Policy and any other applicable policies. The full content of these documents is accessible directly within the App, or alternatively, on the relevant app store of your mobile device where the App is available for download. These documents are hereby incorporated into this Agreement by reference. We may also offer certain paid services, which are subject to any additional terms or conditions that are disclosed to you in connection with such services. Your use of the App Services will be deemed as your acceptance of the terms contained in Terms of Service, Privacy Policy and any other applicable policies. If you do not agree to these terms, please do not use our Services.

1.2 Updates to the Terms

We may revise or amend these Terms from time to time at our discretion. Upon any material changes to these Terms, we will notify you either within the Services, via email, or by posting the updated version together with a revised effective date. Continued use of the Services following such changes constitutes your acceptance of the updated Terms.

1.3 IMPORTANT LEGAL NOTICE

BY ACCESSING OR USING THE SERVICES, YOU AGREE TO TERMS THAT INCLUDE MANDATORY BINDING ARBITRATION AND THE WAIVER OF CLASS ACTION AND JURY TRIAL RIGHTS. THESE PROVISIONS MAY SUBSTANTIALLY LIMIT YOUR LEGAL REMEDIES, SO YOU ARE ENCOURAGED TO REVIEW THIS AGREEMENT IN FULL.

2. Eligibility and Account Administration

2.1 Eligibility Conditions

By using the Services, you confirm and represent that:

• (a) You are no less than eighteen (18) years of age, or have attained the age of legal majority in your applicable jurisdiction, whichever age requirement is higher.

• (b) You hold no more than a single account.

• (c) Every piece of information you submit is precise, up-to-date and fully comprehensive.

• (d) Your utilization of the Services is exclusively for personal, non-commercial entertainment objectives.

• (e) You agree not to access or use the Services through any means intended to obscure or misrepresent your geographic location, including VPNs, proxies, or location-spoofing technologies. The service will be only provided in the U.S excluding Delaware, Indiana, Louisiana, Maine, Michigan, Montana, South Carolina and Tennessee. Residents of these states are prohibited from using the Services in accordance with applicable law and regulations.

2.2 Account Security and User Obligations

You are fully responsible for safeguarding your account login credentials and for all actions taken through your account. You agree to promptly notify us of any unauthorized use, security breach, or suspected compromise of your account and to keep your account information current and accurate.

2.3 Your right for Account Deletion

You may close your User Account at any time by contacting us through the email address listed in the "Contact" section and submitting a request.

For security purposes, we may require you to verify your identity before processing the request to ensure that it is legitimate and authorized. Requests will generally be reviewed within seven (7) days. If the required verification information is not provided, we may be unable to process the request and may impose restrictions on the account.

Once your account has been closed, access to the Services will be disabled. Any remaining Virtual Currency, promotional credits, or pending redemption requests may be cancelled or forfeited, to the extent permitted by applicable law. Closing your account will not affect any outstanding obligations, ongoing investigations, chargebacks, or breaches of this Agreement.

We may continue to retain certain information as necessary to comply with legal and regulatory obligations, prevent fraud, resolve disputes, or enforce this Agreement. Requests relating to the deletion of personal data are handled separately in accordance with our Privacy Policy.

2.4 Suspension, Termination, and Inactive Accounts

We reserve the right to deactivate your user account at any time. This may occur in circumstances including but not limited to the following:

• (a) Your breach of these Terms.

• (b) Any activities conducted through your account that may cause harm to the Services, impair their functionality, infringe upon the lawful rights or interests of third parties, or violate applicable laws or regulations.

• (c) Accounts that remain inactive for a continuous period of sixty (60) days and are therefore deemed abandoned.

Upon termination, you will forfeit access to the Services and any associated Virtual Currency, digital items, or account progress.

3. Intellectual Property and License Rights

3.1 License to Use

By uploading or otherwise making available any live stream content or other content via our Services to publicly accessible areas of our platform, you grant to us and our sub-licensees a non-exclusive, royalty-free, worldwide, and sublicensable license to use such content for the purpose of operating, providing, promoting, and improving the Services, for so long as such content is made available through the Services. This right and license allow us and our sub-licensees to use, copy, modify, adapt, publish, translate, edit, dispose of, create derivative works based on, distribute, perform, and publicly display such content (in whole or in part); and/or incorporate such content into any existing or future works, media, or technologies.

3.2 Ownership and Reservation of Rights

All written content, datasets, imagery, graphic designs, audio, video materials, and other content made available through our Services (and provided by us) shall be regarded as our exclusive property, protected under applicable copyright, trademark, and other intellectual property laws. Nothing contained in this Agreement shall be construed as bestowing upon you any license to use such intellectual property or related materials.

3.3 Prohibited Uses

You agree that you will not:

• (a) Reproduce, alter, or create derivative works from the Services.

• (b) Reverse engineer, decompile, or attempt to derive source code from the Services.

• (c) Use bots, scripts, automated systems, or unauthorized third-party software to access or interact with the Services.

• (d) Sell, lease, trade, transfer, or commercially exploit any account, Virtual Currency, or digital items.

• (e) Use the Services for unlawful or unauthorized purposes.

4. User Conduct and Submitted Content

4.1 Content Standards

You agree that you will not submit, post, transmit or display any User Content (including live stream content, chat messages, stickers, or other materials) that:

• (a) Violates any applicable local, state, federal, or international law or regulation, including content related to terrorism, violent extremism, or activities prohibited by law;

• (b) Is pornographic, obscene, vulgar, or involves child sexual exploitation and abuse content, or induces minors to engage in inappropriate behaviors (e.g., encouraging minors to appear in live streams without parental consent);

• (c) Is threatening, abusive, harassing, defamatory, libelous, hateful (based on race, gender, religion, nationality, disability, etc.), violent, bloody, or inflammatory, or encourages physical or mental harm to others (e.g., advocating self-harm, providing tutorials for dangerous behaviors);

• (d) Is false, misleading, or inaccurate, including but not limited to spreading rumors, fabricating facts, or conducting false publicity (e.g., exaggerating product effects in live streams);

• (e) Infringes upon the legitimate rights and interests of third parties, including but not limited to intellectual property rights (copyright, trademark, patent), privacy rights, portrait rights, publicity rights (e.g., unauthorized filming of others, disclosure of others' addresses/phone numbers, or unauthorized use of others' works without permission);

• (f) Contains malicious software, computer viruses, worms, or other harmful code that may damage the Services, other users' devices, or steal information;

• (g) Constitutes spam, unsolicited advertising, commercial solicitation, or fraudulent content (e.g., fake reward cashbacks, inducing excessive tipping through false promises); or

• (h) Displays or promotes dangerous behaviors that may endanger personal safety (e.g., drunk driving, high-altitude parabolic, illegal operation of special equipment) or violates public order and good morals.

We reserve the right to monitor, review, screen, remove, or restrict access to any User Content at our sole discretion. For non-urgent situations (excluding content that is illegal, endangers public safety, or harms minors), we will notify you of the reason for the handling before or after the handling, and you may submit an appeal through the designated channel (e.g., customer service email). We do not endorse, support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content. You shall be solely responsible for all legal liabilities arising from your violation of the above provisions, and shall compensate us and any third parties for losses caused thereby. You are also responsible for backing up your User Content at your own cost and expense, and we shall not be liable for any loss of content due to legitimate handling in accordance with these Terms.

4.2 Copyright Infringement

We respect the intellectual property rights of others. Content that infringes copyright is not permitted on the Services. We reserve the right to remove infringing content and to suspend or terminate accounts of repeat infringers.

5. Virtual Currency and Payments

5.1 Bonus

You represent and warrant that you have the capacity to consume independently in accordance with the laws and regulations of your location.

Our Services enable users to acquire Virtual Currency (or otherwise referred to in the platform as "Bonus") which can be used in games or send gifts to LIVE creators. Bonus has no cash value, is provided for entertainment purposes only and does not constitute gambling, lottery, or sweepstakes under applicable law. Bonus may not be redeemed, exchanged, transferred, or withdrawn for real-world money or items of monetary value, except as expressly permitted within the Services.

Bonus is available for purchase via online payment methods. In the event that you opt to settle your payment via a third-party payment service provider (e.g., Apple App Store, Google Play), we will not handle any payment transactions directly. Please be advised that you are required to abide by the terms of service of the relevant third-party payment provider. Your use of Bonus is limited to lawful purposes within the scope of the Services and must always comply with all applicable laws.

If your account is terminated for any violation of these Terms or applicable laws and regulations, any unused Bonus remaining in your account at the time of termination may be forfeited to the extent permitted by law. You should be responsible for the use of the Bonus in your account.

5.2 Payments Processing

Certain features of the Services may require payment. Payments may be processed by third-party payment service providers, including but not limited to mobile application marketplaces or external payment processors.

When you make a purchase, you agree to comply with the terms and conditions of the applicable payment provider. We do not control and are not responsible for the processing of payments by such third parties, including any errors, delays, chargebacks, or declined transactions.

All purchases are final and non-refundable to the extent permitted by applicable law. Any billing or refund-related inquiries should be directed to the relevant payment provider, unless otherwise required by law.

6. Disclaimers and Liability Limitations

6.1 No Warranties

THE SERVICES ARE PROVIDED STRICTLY "AS IS" AND "AS AVAILABLE", WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES WHATSOEVER. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHICH INCLUDE THE IMPLIED WARRANTIES OF MERCHANTABILITY, SUITABILITY FOR A SPECIFIC PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE ERROR-FREE, RUN WITHOUT INTERRUPTION, OR MAINTAIN COMPLETE SECURITY AT ANY GIVEN TIME.

6.2 Exclusion of Certain Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER THE COMPANY NOR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS SHALL BE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF USE, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6.3 Limitation on Aggregate Liability

TO THE EXTENT LIABILITY CANNOT BE EXCLUDED UNDER APPLICABLE LAW, THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL BE LIMITED TO THE GREATER OF: (I) THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (II) ONE HUNDRED U.S. DOLLARS (USD $100).

7. Indemnification

You promise to indemnify, defend, and hold the Company, its affiliates, officers, directors, employees, and agents harmless from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) that arise out of or are in connection with:

• (a) Your access to or use of the Services.

• (b) Your breach or alleged breach of these Terms.

• (c) Your violation of any applicable law, regulation, or the rights of any third party.

• (d) Any content, materials, or information you submit, post, or otherwise provide through the Services.

8. Dispute Resolution and Governing Law

8.1 Governing Law

These Terms and any dispute arising out of or relating to them or the Services shall be governed by and construed in accordance with the laws of the State of Nevada, without giving effect to any conflict of law rules or principles.

8.2 Mandatory Arbitration

IN THE EVENT OF ANY DISPUTE, CLAIM, OR CONTROVERSY THAT HAS ITS ORIGINS IN OR RELATES TO THESE TERMS OR THE SERVICES, BINDING ARBITRATION SHALL SERVE AS THE SOLE MEANS OF RESOLUTION. ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA"), THIS ARBITRATION WILL BE CONDUCTED IN COMPLIANCE WITH THE AAA'S COMMERCIAL ARBITRATION RULES. THE PROCEEDING WILL TAKE PLACE IN CLARK COUNTY, NEVADA, AND ANY AWARD ISSUED BY THE ARBITRATOR MAY BE CONVERTED INTO A JUDGMENT BY ANY COURT THAT HOLDS COMPETENT JURISDICTION.

8.3 Waiver of Class Actions and Jury Trials

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. FURTHER, UNLESS BOTH PARTIES AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS. YOU AND THE COMPANY HEREBY WAIVE ANY RIGHT TO A TRIAL BY JURY.

8.4 Arbitration Opt-Out Right

You may opt out of this Arbitration Agreement by sending a written notice to our email provided in the "Contact" section within thirty (30) days after you first accept these Terms.

Your notice must include your name, registered email address, and account or user ID, and clearly state that you wish to opt out of arbitration.

If you timely opt out, this Arbitration Agreement will not apply to you, but all other provisions of these Terms will remain in effect. Your opt-out applies only to this Arbitration Agreement and does not affect any other arbitration agreements you may have with us.

9. General Provisions

9.1 Complete Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, form the entire agreement between you and the Company regarding the Services and supersede all prior or contemporaneous agreements, communications, or understandings, whether written or oral.

9.2 Severability of Provisions

If a court of competent jurisdiction determines that any provision of these Terms is unenforceable or invalid, such provision shall be modified or eliminated to the minimum extent necessary to render it valid and enforceable. All remaining provisions of these Terms shall continue in full force and effect without being impaired.

9.3 Right of Assignment

No assignment or transfer of your rights or obligations under these Terms is permitted without our prior written approval. Conversely, we may assign our rights and obligations hereunder to any affiliate, or in connection with a merger, acquisition, or sale of all or substantially all of our assets, without obtaining your consent.

9.4 Non-Waiver of Rights

Any failure or delay on our part to enforce any right or provision of these Terms shall not be construed as a waiver of such right or provision. No single or partial waiver of any provision shall preclude us from enforcing any other provision or subsequent enforcement of the waived provision.

10. Contact Information

If you have any questions or inquiries regarding these Terms, please contact us via email at:

[email protected]

We shall make every reasonable effort to respond to your inquiry within 7 business days.