Last Updated: January, 2 2026

By participating in contests, using services provided by third-party vendors, registering for an account with us ("Account"), accessing our services in any manner, clicking "I AGREE", downloading any software applications, or enrolling in and taking part in any contests, you acknowledge that Coin Combo Ltd. is not the organizer of the contests or the provider of the services. Additionally, you:

(A) Confirm that you have reviewed these Terms and Conditions ("Terms"), as well as all obligations and guidelines specific to each contest you participate in ("Contest Rules"). These Terms, any incorporated policy terms, and the Contest Rules collectively constitute the "Agreed Terms".

(B) Consent to abide by all provisions of the Agreed Terms.

(C) Attest that you have the legal authority and capacity to accept the Agreed Terms.

1. General Provisions

1.1 Grant of License

Subject to your full compliance with the Agreed Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable, and limited license to access and use the Platform and its Content (including but not limited to game software, graphics, and text) via a supported web browser or mobile device, solely for your personal entertainment purposes. We also grant you a limited license to use avatars made available on the Platform, subject to the same restrictions.

1.2 Right to Modify Agreed Terms

We reserve the exclusive right to amend, alter, modify, or revise the Agreed Terms at any time. Material modifications will be prominently posted on our website ("Website") and notified to you via email to your registered address. You may check the "Last Updated" date at the top of this document to confirm the most recent revision. Your continued participation in contests, use of the Software, or access to the Services after the posting of modified Agreed Terms constitutes your unconditional acceptance of the updated terms. It is your sole responsibility to periodically review the Agreed Terms for changes.

1.3 Restrictions on Modification

You are prohibited from amending, modifying, or waiving any provision of the Agreed Terms except through a formal written agreement signed by authorized representatives of both you and us. For the purposes of these Terms, "written agreement" excludes emails, electronic signatures, or facsimile signatures.

1.4 Eligibility Requirements

To be eligible for account registration, contest participation, service access, or software download, you must meet all of the following criteria:

(a) Be a natural person aged at least 18 years old, with a unique, personally registered email address;

(b) Possess the legal capacity to enter into and be bound by a contractual agreement with us;

(c) Be physically located in a jurisdiction where participation in the selected contest is legal and not restricted by local laws;

(d) Comply with all provisions of the Agreed Terms at all times.

Non-compliance with any of these requirements may result in the suspension or termination of your Account by us (or on behalf of our developer partners) without prior notice.

2. Participation Terms

2.1 Age Requirement

You must be at least 18 years old, or reach the higher minimum age of majority stipulated by the laws of your jurisdiction. Under applicable laws and regulations, you must be legally authorized to participate in the games available on the Platform.

2.2 Legal Restrictions on Contests

You acknowledge that participation in contests is subject to various laws, regulations, and rules governing sweepstakes, contests, and tournaments that involve entry fees and/or prizes ("Gaming Laws"). These Gaming Laws vary by U.S. state, country, territory, or jurisdiction. The Software prohibits participation in Cash Competitions (contests with cash prizes) in jurisdictions where such contests violate local Gaming Laws ("Prohibited Jurisdictions"). If you are located in a Prohibited Jurisdiction, you are ineligible to participate in Cash Competitions.

2.3 List of U.S. Prohibited Jurisdictions

As of the "Last Updated" date, Prohibited Jurisdictions within the United States include Delaware; Louisiana; Maryland; Montana; Tennessee; Indiana; Maine; Texas; Arizona; Arkansas; Iowa; South Carolina; Vermont; Connecticut; Virginia; Utah; South Dakota; Michigan. It is your sole responsibility to verify whether your current location is a Prohibited Jurisdiction. We, in collaboration with our developer partners, reserve the right (but are not obligated) to monitor your access location and may restrict or block access to Cash Competitions from Prohibited Jurisdictions. Each time you log in to participate in a Cash Competition, you must accurately confirm your physical playing location.

2.4 Usage Restrictions

Your participation in games is strictly limited to personal, recreational, and entertainment purposes. You must participate on your own behalf and may not act as a representative, agent, or proxy for any third party.

2.5 Accuracy of Information

All information you provide to us during the term of the Agreed Terms must be true, complete, and accurate. You must promptly notify us of any changes to this information (including contact details, payment methods, and residential address) by updating your account settings or contacting customer support.

2.6 Prohibited Conduct

You agree not to engage in any fraudulent, collusive, manipulative, or other illegal activities related to your or third parties' participation in games. You shall not use software-assisted methods (e.g., automated bots, scripts, or macros) or specialized hardware devices to gain an unfair advantage in gameplay. We reserve the right to invalidate your participation, forfeit any winnings, and terminate your Account if such behavior is detected. Additionally, you shall not sell, trade, attempt to sell or trade, or accept payment for any merchandise, prizes, or account privileges provided by us.

3. User Account

3.1 Account Uniqueness

You are permitted to maintain only one Customer Account on the Platform, including inactive accounts. Any attempt to create or maintain multiple accounts (whether using the same or different identity information) may result in the suspension or permanent termination of all accounts associated with you. If you discover that multiple Customer Accounts (active or inactive) have been registered under your identity, you must notify us immediately. Do not create a new Customer Account to modify your email address, residential address, or surname—please use the account update features or contact customer support instead.

3.2 Account Security

You are solely responsible for maintaining the security of your Customer Account login credentials (username, password, verification codes) and linked payment methods. You agree to restrict access to your Account to yourself only and not share your login details with any third party. You accept full responsibility for any unauthorized use of your Account, including use by minors (which is strictly prohibited). You shall take all reasonable precautions to protect your Account security, such as using strong, unique passwords and avoiding public access to your Account.

3.3 Notification of Security Breaches

If you become aware of or suspect a security breach related to your Customer Account (e.g., lost or stolen password, unauthorized access, or disclosure of login credentials), you must notify us immediately via the designated customer support channel. You are responsible for maintaining the confidentiality of your password and will be held liable for all activities conducted through your Customer Account, whether or not such activities were authorized by you. We reserve the right to terminate your Account if it is used to violate the Agreed Terms or engage in illegal activities.

3.4 Inactive Accounts

We reserve the right to terminate Customer Accounts that have been inactive for an extended period. An Account is considered inactive if there are no transactions (including contest participation, deposits, withdrawals, or login activity) for 30 consecutive months. In accordance with applicable law, we will remit the redeemed value of any unclaimed prizes in your Account to you prior to termination, unless prohibited by law or regulatory requirements.

4. Winnings, Account Funds, and Payments

4.1 Fees

Fees for participating in contests ("Participation Fees") and billing procedures are detailed in the billing section of the Platform or Software. By agreeing to these Terms, you consent to pay all Participation Fees charged to your Account. All Participation Fees are denominated in U.S. Dollars, are prepaid, and are non-refundable unless required by applicable law. You are responsible for all charges, deposits, withdrawals, and fees associated with your Account, including unauthorized transactions. Service prices and Participation Fees are subject to change, but such changes will not affect any prior purchases or commitments you have made.

4.2 Billing Practices

As an agent for our developer partners, we may update Participation Fees and billing procedures by amending the billing section of the Platform or Software, with or without prior notice. By providing a payment method (e.g., credit card, PayPal), you:

(i) Confirm that you are the authorized user of the payment method and that all payment information provided is accurate;

(ii) Authorize us to charge the payment method for all Services and Participation Fees incurred by your Account;

(iii) Authorize us to charge the payment method for any paid features or subscriptions you sign up for.

We may bill you in advance, at the time of purchase, or shortly after purchase, at our sole discretion. If you identify a billing error, you must notify us within 120 days of the billing date for investigation. After 120 days, we and our developer partners shall not be liable for any billing errors and may refuse refund requests. If we identify a billing error, we will correct it within 90 days of discovery. You agree to pay all reasonable costs (including attorneys' fees) incurred by us in collecting past-due amounts.

4.3 Cash Deposits

You are classified as a "Non-Cash Player" if you participate in contests without depositing U.S. Dollars, or a "Cash Player" if you participate in contests with a U.S. Dollar entry fee. Cash Players with a positive Account balance for entry fees must provide and maintain accurate and up-to-date information, including full legal name, permanent residential address, phone number, and payment method details. Participation in Cash Competitions may require maintaining a minimum positive Account balance as determined by us or our developer partners. By submitting this information, Cash Players consent to us sharing personal and payment data with third-party service providers for identity verification, fraud prevention, and risk assessment purposes (see our Privacy Policy for details).

4.4 Bonus Funds

Cash Players may receive bonus funds or credits ("Bonus Funds") to be used toward Cash Competition entry fees. Bonus Funds are non-withdrawable, non-transferable, and cannot be exchanged for cash. For every $0.10 spent on entry fees, $0.01 of Bonus Funds will be deducted from your Bonus balance. If Bonus Funds are your sole Account balance, they will be automatically used to cover entry fees. Winnings from Cash Competitions will first refund the Bonus Funds used for entry, with any remaining winnings disbursed in U.S. Dollars. If you request a withdrawal from your Account, all unused Bonus Funds will be forfeited. Unused Bonus Funds will expire after 60 consecutive days of Account inactivity.

4.5 Withdrawals

Cash Players may request withdrawals of available funds from their Account at any time. Digital Assets and Bonus Funds are non-withdrawable. Withdrawals will be processed via check or the original payment method, and may take up to 90 business days to complete. We reserve the right to freeze Accounts or delay withdrawals during investigations of suspected abuse, eligibility verification, or compliance with legal requirements. A reasonable processing fee may apply to withdrawal requests made by check.

4.6 Refund Policy

No refunds will be issued for Participation Fees, deposits, or other charges except as mandated by applicable law or in cases of proven technical errors on our part.

4.7 Winnings Verification

To claim winnings ("Winnings"), you may be required to provide proof of eligibility, identity, and compliance with the Agreed Terms. Failure to provide satisfactory proof within the specified timeframe may result in the forfeiture of Winnings. We reserve the right to reverse erroneous payments, request repayment of overpaid amounts, or adjust payments to correct errors without prior notice. You agree to cooperate fully with any verification or repayment requests.

4.8 Use of Credit Cards/PayPal

By using a credit card, debit card, or PayPal account to fund your Account or pay Participation Fees, you confirm that you are the authorized user of the payment method. You must promptly notify us of any changes to your payment method details (e.g., card number, expiration date, billing address). We are not liable for unauthorized use of your payment method, but you agree to notify us immediately of any unauthorized charges. Attempts to defraud, avoid payment of legitimate charges, or use stolen payment methods may result in Account termination, forfeiture of Winnings, and legal action.

5. Intellectual Property

5.1 DMCA Copyright Infringement Notices

Pursuant to the Digital Millennium Copyright Act (DMCA), if you believe that your copyrighted work has been infringed upon through the Services, you must send a formal infringement notice to our designated copyright agent. The notice must include:

(i) A physical or electronic signature of a person authorized to act on behalf of the copyright owner;

(ii) A detailed description of the copyrighted work alleged to have been infringed;

(iii) The specific location of the infringing material on the Platform or in the Services (e.g., URL, game name, screenshot);

(iv) Your full contact information (name, address, phone number, email address);

(v) A statement that you have a good-faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

(vi) A statement, made under penalty of perjury, that all information in the notice is accurate and that you are the copyright owner or an authorized representative.

5.2 License for User-Generated Content

By submitting any content (including but not limited to text, images, videos, audio, or game creations) to the Platform or Services ("User Content"), you grant us a worldwide, perpetual, irrevocable, royalty-free, sublicensable, and transferable license to use, copy, modify, adapt, distribute, publish, perform, transmit, and display the User Content in connection with the operation, promotion, and improvement of the Services. You waive all moral rights (including rights of attribution and integrity) in the User Content to the extent permitted by applicable law. Any communication or material sent to us (including feedback, suggestions, or ideas) is non-confidential and non-proprietary, and we may use it for any purpose without compensation. You warrant that you own all rights to the User Content or have obtained all necessary permissions to submit it, and that the User Content complies with all applicable laws. Upon Account cancellation, we may permanently delete your User Content without obligation to store or return it.

5.3 Ownership of Digital Assets

Digital objects created or obtained through the Services (e.g., avatars, in-game items, virtual currency) are referred to as "Digital Assets". You acknowledge and agree that we retain full and exclusive ownership of all Digital Assets. Where we do not automatically own a Digital Asset by operation of law, you hereby assign all right, title, and interest in and to the Digital Asset to us. For any rights that cannot be assigned, you waive all right to enforce such rights and grant us an exclusive, perpetual, royalty-free license to use the Digital Asset. We grant you a limited, non-transferable license to use Digital Assets for Service-related purposes only through your Account.

5.4 Retention of Intellectual Property Rights

All content on the Website, including but not limited to software, games, graphics, logos, text, images, and related intellectual property, are the exclusive property of us or our licensors. We reserve all rights not expressly granted in the Agreed Terms. Your use of the Services or Software does not confer any additional intellectual property rights, and you may not combine, modify, or distribute any part of the Services or Software with other products or information without our prior written consent.

6. Indemnification and Limitation of Liability

6.1 Limitation of Liability

To the maximum extent permitted by applicable law, we, our subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages (including but not limited to personal injury, property damage, data loss, loss of profits, loss of use, or business interruption) arising from or related to:

(i) Your access to or inability to access the Services;

(ii) The conduct or content of third parties on the Services;

(iii) Your reliance on the Services or any content provided through the Services;

(iv) Unauthorized access to or alteration of your materials, data, or Account.

6.2 Jurisdictional Exceptions

In jurisdictions where the exclusion or limitation of certain types of damages is prohibited by law, the above limitations may not apply to you. These limitations of liability shall apply to the fullest extent permitted by applicable law and shall not supersede mandatory consumer rights protected by law. The aggregate liability of us and our affiliates to you for any claims arising from the Agreed Terms or the use of the Services shall be limited to the amount you have paid to us in the 12 months prior to the claim.

6.3 Disclaimer for Technical Issues

We shall not be liable for any damages, losses, or harm caused by viruses, bugs, malware, system failures, network outages, or other technical issues that may affect your access to or use of the Services. We do not guarantee that the Services will be continuous, uninterrupted, secure, or error-free.

6.4 Third-Party Liability

We shall not be liable for any damages, claims, or expenses arising from or related to third-party content, products, or services accessed through or linked to the Services. You hereby waive and release us from any liability for the acts or omissions of third parties in connection with your use of the Services.

6.5 Indemnification

You agree to defend, indemnify, and hold harmless us, our subsidiaries, affiliates, officers, employees, agents, partners, and licensors from and against any and all claims, lawsuits, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to your use of the Services, your breach of the Agreed Terms, or your violation of any applicable laws or third-party rights. Nothing in the Agreed Terms shall exclude or limit your liability for damages as required by applicable law.

7. User Responsibilities

7.1 Compliance of User Content

You are solely responsible for ensuring that all User Content you submit complies with applicable laws, regulations, and the Agreed Terms. You agree not to submit User Content that is defamatory, inaccurate, misleading, illegal, infringing, or violates the rights of third parties. You shall not provide false or misleading information to us or other users, and must promptly notify us of any inaccuracies in the information you have provided.

7.2 Management of User Content

We reserve the right to review, remove, modify, or disable any User Content at our sole discretion, but we are not obligated to monitor User Content or enforce compliance with the Agreed Terms. We shall not be responsible for the conduct of users or the content they submit, and you use the Services at your own risk. By submitting User Content, you grant us a license to reproduce, modify, adapt, and use the User Content in connection with the Services, and we may incorporate it into other works. You also grant us the right to use your name, likeness, and other information included in the User Content without liability or compensation. You waive all rights of attribution and moral rights in the User Content, except as prohibited by law.

7.3 Risk of User Content

All User Content is submitted at your own risk. We are not responsible for backing up, storing, or retaining User Content, and may delete it at any time without notice. Prohibited User Content includes, but is not limited to, material that:

• Promotes racism, hate speech, discrimination, or violence;

• Is harassing, threatening, abusive, or sexually explicit;

• Promotes terrorism, illegal activities, or violates applicable laws;

• Contains unauthorized commercial content, spam, or solicitations;

• Promotes competitors' products or services without authorization.

8. Miscellaneous Provisions

8.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Nevada, United States of America, excluding its conflict of laws principles.

8.2 Dispute Resolution and Arbitration

• Mandatory Arbitration: Any dispute, claim, or controversy arising out of or relating to this Agreement (including its formation, interpretation, breach, termination, or validity) shall be resolved exclusively through binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules.

• Arbitration Venue and Rules: The arbitration shall be conducted in the United States, in the English language (unless otherwise agreed by both parties). A single arbitrator shall be selected in accordance with the AAA Rules.

• Waiver of Class Actions: To the fullest extent permitted by law, all disputes shall be resolved on an individual basis. Neither you nor we may bring a claim as a plaintiff or class member in any class, collective, or representative action or arbitration.

• Finality of Arbitration Award: The arbitrator's decision and award shall be final and binding on both parties. Judgment on the award may be entered in any court of competent jurisdiction.

8.3 Entire Agreement

These Agreed Terms constitute the entire agreement between you and us regarding your participation in contests, use of the Services, and related matters. They supersede all prior oral or written communications, agreements, and proposals between the parties, except in cases of fraud or misrepresentation.

8.4 Retention of Intellectual Property

Your use of the Game or Services does not grant you any ownership rights in any intellectual property associated with the Game or Services. All intellectual property rights related to the Game (including but not limited to software, trademarks, copyrights, and patents) belong to us or our third-party licensors.

8.5 Tax Responsibilities

You are solely responsible for any and all taxes (including federal, state, local, and international taxes) imposed on prizes, winnings, or other benefits you receive from participating in contests or using the Services. You agree to comply with all tax reporting and payment obligations, and to indemnify us from any claims or liabilities arising from your failure to do so.

8.6 Force Majeure

We shall not be liable for any delay or failure to perform our obligations under the Agreed Terms due to events beyond our reasonable control, including but not limited to natural disasters, wars, riots, government actions, labor strikes, power outages, or network failures.

8.7 Severability

If any provision of the Agreed Terms is held to be illegal, invalid, or unenforceable by a court of competent jurisdiction, that provision shall be severed from the Agreed Terms, and the remaining provisions shall remain in full force and effect.

8.8 Assignment

These Agreed Terms are personal to you and may not be assigned, transferred, or delegated to any third party without our prior written consent. We may assign, transfer, or delegate our rights and obligations under the Agreed Terms to any third party at our sole discretion, without prior notice to you.

8.9 Business Transfers

In the event of a merger, acquisition, sale of assets, change of control, or other corporate restructuring involving us, your User Account and related data may be transferred to the acquiring or successor entity as part of the transaction. The acquiring entity shall be bound by the terms of these Agreed Terms.

8.10 Waiver

Our failure to enforce any provision of the Agreed Terms or to exercise any right or remedy shall not constitute a waiver of that provision, right, or remedy, nor shall it affect our ability to enforce such provision, right, or remedy in the future.

8.11 Contact information

If you have questions, please contact us:

• Email: [email protected]